CASH ONLINE USA TERMS OF USE

Welcome to www.cashonlineusa.com, including all its linked websites and any mobile applications, collectively referred to as the “Site.” The Site is owned and operated by Cash Online USA, LLC and its subsidiaries and affiliates operating under the Cash Online USA brand (collectively referred to as “COU,” “Company,” “we,” “our,” or “us”). The Terms of Use (“Terms”) will guide your use of the Site. By using our Site, you are expressly agreeing to these Terms. From time to time, we may make modifications, changes, or additions to the Terms. By continuing to use the Site after any such changes have been posted, you are indicating your acceptance of the modified terms. It is recommended that you regularly review this page to stay updated on any changes to the Terms and Conditions.

ELIGIBILITY

The Services provided on this website are not open to individuals who are younger than 18 years of age or who do not hold legal residency in the United States. By using the Site or submitting an application, you affirm and warrant that you are at least 18 years old or meet the minimum age requirement specified in your state, and that you are a lawful resident of the United States.

COLLECTION OF INFORMATION

To protect both you and us, we use services provided by a third-party to help decide whether to accept transactions from personal computers, mobile phones, or other devices. The third-party service checks whether these devices have been identified with fraudulent or abusive transactions in the past, such as reported instances of identity theft, account takeovers, or malware attacks. For this purpose, a cookie file, flash storage token, or other code file may be placed on your device to identify it in the future when you visit our website or connect with our applications. On connection with our Site or any services, we will transmit that device identification code to the third-party’s server, along with data concerning certain technical attributes of your device such as the model, operating system, and browser version, as well as the IP address, all of which are used to confirm device identification. The third-party’s server returns a response recommending that transactions be accepted or denied, according to settings we have selected. If you set your browser or device to reject these cookies or tokens, you may not be able to conclude some transactions through our website or application. If your requested transaction is declined, or if you have questions about our use of a “device reputation” service, please contact Customer Care at 888.775.9888.

We also collect information about your use of the Site through Google Analytics, a web analytics service provided by Google LLC. Google Analytics uses cookies to gather data, and you can learn more about how Google uses data by visiting their privacy policy page at “How Google uses data when you use our partners’ sites or apps” (found at www.google.com/policies/privacy/partners/). We may also use Google Analytics Advertising Features to offer you interest-based advertisements based on your online activity. To learn more about Google Analytics, please visit Google’s website and their pages that explain Google Analytics, such as www.google.com/analytics/learn/privacy.html. If you prefer not to have your data collected by Google Analytics, you can opt-out by visiting the Google Analytics Opt-Out Browser Add-On.

CONSENT TO BE CONTACTED

By providing us with your contact information, you are giving us your express written consent to reach out to you via telephone or text, even if you have registered on the national Do Not Call List as administered by the Federal Trade Commission. We may contact you regarding your application, loan servicing to remind you of upcoming payments, or for collections and other loan-related purposes. You also agree that we may use third-party service providers to contact you on our behalf.

SITE SECURITY

We employ industry standard physical, technical, and administrative security measures to protect the confidentiality and security of your personal information. However, since the internet is not a fully secure environment, we cannot guarantee, ensure, or warrant the security of any information you transmit to us. The possibility exists that information may be accessed, disclosed, altered, or destroyed by a breach of any of our physical, technical, or managerial safeguards. It is your responsibility to keep your login information secure. Please note that emails and other communications sent through our site are not encrypted.

INTELLECTUAL PROPERTY

The Site is protected by U.S. and international copyright, trademark, and other intellectual property laws. The content, which includes text, photographs, images, audio, video, and any other materials accessible or downloadable from the website (collectively known as “Content”), may not be copied, distributed, modified, reproduced, or used in any manner, except with prior written authorization from COU. Without written consent, you may not frame or use framing techniques to enclose our names, trademarks, service marks, logos, Content, or other proprietary information. You are only authorized to view for your personal, non-commercial use. Additionally, you agree not to remove or alter any trademark or proprietary notice displayed on the website or printed pages, and to make no other modifications to documents obtained from the website, except for transacting with us.

DIGITAL MILLENIUM COPYWRIGHT ACT NOTICE AND COPYWRIGHT INFRINGEMENT CLAIMS

If you believe that your work has been used in a manner that infringes your copyright, please notify our agent by providing the following information:

1. Identification of the copyrighted work that you claim has been infringed, or if multiple copyrighted works are included in a single notification, a list of such works found on the website;
2. Identification of the material that you believe infringes your copyright and needs to be removed, including the location of the material;
3. Your contact information, including your address, phone number, and email address, so that our copyright agent may reach out to you regarding your complaint;
4. A signed statement declaring the accuracy of the information you have provided, your good faith belief that the use of the material is not authorized by the copyright owner, its agent, or the law, and your declaration under penalty of perjury that you are the copyright owner or authorized to act on their behalf.

Upon receipt of this information, we will promptly remove or disable access to the infringing material. Please note that there are serious penalties for false claims of copyright infringement. If a notice of copyright infringement has been filed against you in error, you may submit a counter notification that includes the following:

1. Your physical or electronic signature;
2. Identification of the material that has been removed or to which access has been disabled, and the location of the material before it was removed or access was disabled;
3. A statement under penalty of perjury that you have a good faith belief that the material was removed or disabled due to a mistake or misidentification;
4. Your name, address, and phone number;
5. A statement indicating your consent to the jurisdiction of a federal district court in the location of your address, or if your address is outside the U.S., in any judicial district where the service provider may be found;
6. A statement indicating your willingness to accept service of process from the complainant.

Notices regarding these copyright issues should be sent to:

By Mail: Cash Online USA

Attn: Legal Department

9800 Centre Parkway, Suite 568

Houston, TX 77036.

By Email: [email protected]

Please note that if you send notice of copyright infringement via email, our agent may start investigating the claim, but we must receive your signed statement by mail or as an attachment to your email before we are obligated to take action. This information should not be considered legal advice. For more information about the DMCA, please visit the United States Copyright Office website at http://www.copyright.gov/onlinesp.

WIRELESS POLICY
By providing your cellular phone number, you have provided us with your express written consent to send you text messages. Your cellular provider’s Message & Data Rates may apply to our confirmation message and all subsequent messages.

You consent to be contacted by COU, our agents, employees, affiliates, loan servicing companies, and third-party collectors through the use of email, telephone calls and/or SMS text messages to your cellular, home or work phone numbers, as well as any other phone number you have provided in connection with your account, including the use of automatic telephone dialing systems, auto-dialers, or an artificial or prerecorded voice.

Opt-out or STOP
This policy applies to the text messages sent by Cash Online USA to our customers while and after they use our product. If you wish to stop receiving text messages from Cash Online USA reply to any text message we have sent you and in your reply simply type STOP. You may also stop text messages by calling us toll free at 1-888-775-9888, emailing us at [email protected] or writing us at: Cash Online USA, 9800 Centre Parkway, Suite 568, Houston, TX 77036. 

Help or Support
If at any time you need our contact information or information on how to stop text messages, reply to any text message we have sent you and in the reply text simply type HELP. Upon receiving your text message, we will send you a text message with this information. The messages we send will provide you with information about your account. Some of the text message we send may include links to websites which will require an internet browser for access. 

LINKS

Please be advised that this website may have links to external sites maintained by third parties. COU is not accountable for the information or privacy practices of these sites and the inclusion of these links should not be interpreted as an endorsement or recommendation of these sites, their products or services, or any parties affiliated with them. It is important to note that other sites or webpages linked to or from this website may have their own distinct terms and conditions and privacy policies. Before visiting these linked sites, it is recommended to review and understand their respective terms and conditions and privacy policies.

DISCLAIMER OF WARRANTY

We cannot guarantee that access to or use of the site or services will be uninterrupted, free from errors, or that any defects or errors will be corrected. The site, including any content or information contained within it or any service offered, is provided “as is” and “as available” with all faults (known and unknown), and with no representation or warranties of any kind, either expressed or implied, including but not limited to, the implied warranties of merchantability, fitness for a particular purpose, quality of information, quiet enjoyment, title, and non-infringement. We do not guarantee the accuracy, completeness, or timeliness of the information obtained through the site, and we do not guarantee that files available for download will be free of viruses, Trojan horses, or other destructive programs.

LIMITATION OF LIABILITY

EXCEPT WHERE PROHIBITED BY LAW, NEITHER, CASH ONLINE USA, NOR ITS DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, CONTRACTORS, SUCCESSORS OR ASSIGNS OF EACH, SHALL BE LIABLE TO YOU FOR ANY INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL OR PUNITIVE DAMAGES, INCLUDING LOST PROFITS, EVEN IF CASH ONLINE USA HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. UNLESS OTHERWISE EXPRESSLY SET FORTH IN A WRITTEN AGREEMENT WITH YOU, CASH ONLINE USA MAXIMUM LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THIS SITE, OR ITS CONTENT, WHETHER IN CONTRACT, TORT OR OTHERWISE SHALL BE LIMITED TO THE AMOUNT YOU PAID TO ACCESS THIS SITE.

INDEMNIFICATION

You agree to indemnify, defend and hold harmless Cash Online USA, its affiliates and its and their, principals, directors, officers, employees, agents, contractors, vendors, successors or assigns, from any third-party claims, damages and expenses, including reasonable attorney fees, that may result from or be incurred due to your violation of these Terms or applicable laws, your Submissions, use of or access to the Site, or access by anyone using your account on the Site. We retain the right to lead or be involved, at your cost, in the examination, resolution, and defense of any such lawsuit or claim.

LAW AND VENUE

This Site is located in the State of Delaware, and the laws of the state of Delaware will govern these Terms and your relationship with COU, without regards to any conflicts of law provision